You must have come across the term ‘CIF Number.’ once in a lifetime if you are using a bank account. You must be wondering about the CIF Number? What is CIF Number? To be precise, the term CIF stands for Customer Information File. It is a unique id allocated by a bank to its customers.
Customer Information File (CIF) contains all the personal and banking information about the bank account holder. It is generally to store such information. In simple words, CIF is an 11-digit unique number that often gets used by the bank to decode the information of the customers for their loans, KYC, and other details.
What is CIF Number?
We have mentioned it earlier. CIF (Customer Information File) is an 11-digit unique number that often gets used by the bank to decode the information of the customers for their loans, KYC, and other details. This 11-digit code is allocated by the bank to its customers differently for a different bank account.
CIF (Customer Information File) contains all the essential information that the bank needs to know. This number is generally coded with all the required information such as personal details, loans, demat, and other accounts.
Why does the CIF Number is Needed?
Customer Information File (CIF) number helps the bank to track all the banking information about the customer in one single place. This helps in avoiding fraudulent activities. On the other side, it helps the customer for getting logged in to the internet banking services of the particular bank. The customer will not be able to get registered with online banking services if the customer is not having the correct CIF number.
For instance, the CIF number provides various activities of a customer in one single place. Hence it could be treated like an aadhar card number. It is because the CIF number is a unique id, and so the aadhar card.
How to Find the CIF Number?
It is a quick process. You can quickly find the CIF number linked to the bank account using various online and offline ways.
Internet Banking – 1
The customer can quickly find the CIF number linked to the bank account using internet banking services. For instance, we have added a quick example using the SBI internet banking to find the CIF number below. Let’s have a look.
- First, one has to visit the official website of OnlineSBI.
- You now have to go through the login page.
- Just log in using the customer id and password.
- Once logged in, click on the e-statement option and get the statement of any particular date.
- That’s all. You will find the customer id written on the top of the bank e-statement.
Mobile Application – 2
It is easier to find the CIF number using the mobile banking applications of various banks. The mobile banking service is not less than compared to the internet banking services. You can quickly use this service for getting the CIF (Customer Information File) number.
Cheque Book – 3
Alternatively, one can quickly find out the customer information file number on the cheque book of their bank account. The CIF number is generally mentioned on the first page of the cheque book. This is one of the easiest ways, though.
Passbook – 4
A passbook is often known as a paper bank statement. It is generally to record all the banking transactions. For instance, one can find out the customer information file number on the first page of the passbook.
Customer Care – 5
The customer care services are always ready to help. You can find most of the banks that offer 24/7 customer services. For instance, if one is not getting the CIF number using the above-given methods. Then, one can try contacting the customer service executive of the particular bank for getting this unique number.
However, one needs to go through the security check for asking any information from the customer service executive. It is generally for the security of the customer.
Is it Safe to Share Your CIF Number With Anyone?
Yes, it is safe to share the CIF number with anyone. It is because the number is coded by the bank, and the bank can only have access to the decoded information.
However, the banking information should be held confidential. Therefore, avoid sharing such a piece of information with anyone.
Conclusion
Here we come at the end. We already had mentioned earlier in this article. We know that CIF stands for Customer Information File that often gets used by the bank to decode general information about the customer. It is very essential, though.
However, this article is all about explaining the CIF number and guiding the ways to Find the CIF number quickly. We hope it helps. If there is anything else? Do not hesitate to ask us in the comments section.
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